Quick Tips for Generating Special Finance Auto Leads
August 12, 2016
Subprime Auto Loans: Buy a Car, Even With Bad Credit
September 13, 2016
Show all

Capital One Takes on Increasing Numbers of Subprime Auto Loans

subprime

In finance, subprime lending means giving loans to individuals who may have difficulty obtaining traditional financing, sometimes because of setbacks like unemployment, divorce, medical emergencies, and other difficult situations

These loans, often referred to as near-prime, non-prime, and second-chance lending, have become more popular since the years of the financial crisis, but they do come with risks.

Despite that, however, major financial institutions are taking on more of these loans. This summer, Capital One has seen big increases in subprime loans.

A mere 36% of people are able to purchase a car outright, and the average borrower has approximately $18,000 in debt. Subprime leads and subprime auto leads are designed to match these customers to dealerships that will grant these kind of loans to customers, and it appears that Capital One is taking on increasing numbers of them.

During the second quarter of 2016, the earnings of Capital One Financial failed to meet expectations, which led to a decrease in their stock value.

The one area they did see increases in, however, was subprime loans.

Whether subprime auto finance leads or special finance auto leads are responsible for this is difficult to say, but theincreasing numbers drew the attention of many financial experts.

Financial analysts at Edward Jones have been carefully monitoring Capital One’s earnings, paying specific attention to the default rates of their borrowers.

However, they aren’t the only ones paying close attention to the company’s recent financial moves.

In February 2015, the New York District Attorney’s Office and the Department of Justice both required the company to submit all information on these loans as part of an investigation looking at the subprime lending practices of large lenders. Fortunately for Capital One, the investigation didn’t result in any form of fines or charges levied against them.

Nearly 50% of all auto loans given by the company were subprime, as of March 31. Buyers with credit scores of 500 to 600 are considered subprime, which means that Capital One is currently servicing countless customers with poor credit scores.

Nationally, only about 23% of auto loans fall into this category. However, if more companies follow the lead of Capital One, that number may just see an increase.

All over the country, auto sales are rising fast. For people who need to buy a car but don’t have an ideal credit history, these subprime loans are a financial lifeline.

<div id="popupform">
                <div class='gf_browser_unknown gform_wrapper' id='gform_wrapper_3' ><a id='gf_3' class='gform_anchor' ></a><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_3' id='gform_3'  action='/blog/capital-one-takes-increasing-numbers-subprime-auto-loans/#gf_3'>
                        <div class='gform_body'><ul id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below'><li id='field_3_1' class='gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label gfield_label_before_complex' for='input_3_1_3' >Name<span class='gfield_required'>*</span></label><div class='ginput_complex ginput_container no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gfield_trigger_change' id='input_3_1'>
                            
                            <span id='input_3_1_3_container' class='name_first' >
                                                    <input type='text' name='input_1.3' id='input_3_1_3' value='' aria-label='First name' tabindex='2'  aria-required="true" aria-invalid="false" placeholder='First Name'/>
                                                    <label for='input_3_1_3' >First</label>
                                                </span>
                            
                            <span id='input_3_1_6_container' class='name_last' >
                                                    <input type='text' name='input_1.6' id='input_3_1_6' value='' aria-label='Last name' tabindex='4'  aria-required="true" aria-invalid="false" placeholder='Last Name'/>
                                                    <label for='input_3_1_6' >Last</label>
                                                </span>
                            
                        </div></li><li id='field_3_2' class='gfield gf_left_third gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_2' >Position<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_text'><input name='input_2' id='input_3_2' type='text' value='' class='medium'  tabindex='6'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_3' class='gfield gf_middle_third gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_3' >Dealership<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_3_3' type='text' value='' class='medium'  tabindex='7'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_4' class='gfield gf_right_third gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_4' >City<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_3_4' type='text' value='' class='medium'  tabindex='8'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_13' class='gfield gf_left_half gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_13' >State<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_select'><select name='input_13' id='input_3_13'  class='medium gfield_select' tabindex='9'  aria-required="true" aria-invalid="false"><option value='Alabama' >Alabama</option><option value='Alaska' >Alaska</option><option value='Arizona' >Arizona</option><option value='Arkansas' >Arkansas</option><option value='California' >California</option><option value='Colorado' >Colorado</option><option value='Connecticut' >Connecticut</option><option value='Delaware' >Delaware</option><option value='District of Columbia' >District of Columbia</option><option value='Florida' >Florida</option><option value='Georgia' >Georgia</option><option value='Hawaii' >Hawaii</option><option value='Idaho' >Idaho</option><option value='Illinois' >Illinois</option><option value='Indiana' >Indiana</option><option value='Iowa' >Iowa</option><option value='Kansas' >Kansas</option><option value='Kentucky' >Kentucky</option><option value='Louisiana' >Louisiana</option><option value='Maine' >Maine</option><option value='Maryland' >Maryland</option><option value='Massachusetts' >Massachusetts</option><option value='Michigan' >Michigan</option><option value='Minnesota' >Minnesota</option><option value='Mississippi' >Mississippi</option><option value='Missouri' >Missouri</option><option value='Montana' >Montana</option><option value='Nebraska' >Nebraska</option><option value='Nevada' >Nevada</option><option value='New Hampshire' >New Hampshire</option><option value='New Jersey' >New Jersey</option><option value='New Mexico' >New Mexico</option><option value='New York' >New York</option><option value='North Carolina' >North Carolina</option><option value='North Dakota' >North Dakota</option><option value='Ohio' >Ohio</option><option value='Oklahoma' >Oklahoma</option><option value='Oregon' >Oregon</option><option value='Pennsylvania' >Pennsylvania</option><option value='Rhode Island' >Rhode Island</option><option value='South Carolina' >South Carolina</option><option value='South Dakota' >South Dakota</option><option value='Tennessee' >Tennessee</option><option value='Texas' >Texas</option><option value='Utah' >Utah</option><option value='Vermont' >Vermont</option><option value='Virginia' >Virginia</option><option value='Washington' >Washington</option><option value='West Virginia' >West Virginia</option><option value='Wisconsin' >Wisconsin</option><option value='Wyoming' >Wyoming</option></select></div></li><li id='field_3_6' class='gfield gf_right_half gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_6' >Zip<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_text'><input name='input_6' id='input_3_6' type='text' value='' class='medium'  tabindex='10'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_7' class='gfield gf_left_third gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_7' >Phone<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_phone'><input name='input_7' id='input_3_7' type='text' value='' class='medium' tabindex='11'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_8' class='gfield gf_middle_third gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_8' >Fax<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_phone'><input name='input_8' id='input_3_8' type='text' value='' class='medium' tabindex='12'   aria-required="true" aria-invalid="false" /></div></li><li id='field_3_9' class='gfield gf_right_third field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_3_9' >Email</label><div class='ginput_container ginput_container_email'>
                            <input name='input_9' id='input_3_9' type='text' value='' class='medium' tabindex='13'   />
                        </div></li><li id='field_3_10' class='gfield field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label'  >What Service Are You Interested In?</label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_10'><li class='gchoice_3_10_1'>
								<input name='input_10.1' type='checkbox'  value='Subprime Auto Leads'  id='choice_3_10_1' tabindex='14'  />
								<label for='choice_3_10_1' id='label_3_10_1'>Subprime Auto Leads</label>
							</li><li class='gchoice_3_10_2'>
								<input name='input_10.2' type='checkbox'  value='Direct Mail Marketing'  id='choice_3_10_2' tabindex='15'  />
								<label for='choice_3_10_2' id='label_3_10_2'>Direct Mail Marketing</label>
							</li><li class='gchoice_3_10_3'>
								<input name='input_10.3' type='checkbox'  value='Vanity Domains'  id='choice_3_10_3' tabindex='16'  />
								<label for='choice_3_10_3' id='label_3_10_3'>Vanity Domains</label>
							</li><li class='gchoice_3_10_4'>
								<input name='input_10.4' type='checkbox'  value='Request For Subprime Lender List'  id='choice_3_10_4' tabindex='17'  />
								<label for='choice_3_10_4' id='label_3_10_4'>Request For Subprime Lender List</label>
							</li></ul></div></li><li id='field_3_11' class='gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible' ><input name='input_11' id='input_3_11' type='hidden' class='gform_hidden'  aria-invalid="false" value='3179' /></li><li id='field_3_12' class='gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible' ><input name='input_12' id='input_3_12' type='hidden' class='gform_hidden'  aria-invalid="false" value='49' /></li>
                            </ul></div>
        <div class='gform_footer top_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' value='Submit' tabindex='18' onclick='if(window["gf_submitting_3"]){return false;}  window["gf_submitting_3"]=true;  ' onkeypress='if( event.keyCode == 13 ){ if(window["gf_submitting_3"]){return false;} window["gf_submitting_3"]=true;  jQuery("#gform_3").trigger("submit",[true]); }' /> <input type='hidden' name='gform_ajax' value='form_id=3&amp;title=&amp;description=&amp;tabindex=1' />
            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' />
            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' />
            
            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
            <input type='hidden' class='gform_hidden' name='state_3' value='WyJbXSIsImZlNWU3YWI4YThiMTg1MWQ1NTI4YjkzOGE0NDRmNDI4Il0=' />
            <input type='hidden' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' />
            <input type='hidden' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' />
            <input type='hidden' name='gform_field_values' value='' />
            
        </div>
                        </form>
                        </div>
                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_3' id='gform_ajax_frame_3'>This iframe contains the logic required to handle AJAX powered Gravity Forms.</iframe>
                <script type='text/javascript'>jQuery(document).ready(function($){gformInitSpinner( 3, 'http://www.cyberleadinc.com/wp-content/plugins/gravityforms/images/spinner.gif' );jQuery('#gform_ajax_frame_3').load( function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_3');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_3').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;if(is_form){jQuery('#gform_wrapper_3').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_3').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_3').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_3').offset().top); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_3').val();gformInitSpinner( 3, 'http://www.cyberleadinc.com/wp-content/plugins/gravityforms/images/spinner.gif' );jQuery(document).trigger('gform_page_loaded', [3, current_page]);window['gf_submitting_3'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('#gforms_confirmation_message_3').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_3').replaceWith('<' + 'div id=\'gforms_confirmation_message_3\' class=\'gform_confirmation_message_3 gforms_confirmation_message\'' + '>' + confirmation_content + '<' + '/div' + '>');jQuery(document).scrollTop(jQuery('#gforms_confirmation_message_3').offset().top);jQuery(document).trigger('gform_confirmation_loaded', [3]);window['gf_submitting_3'] = false;}, 50);}else{jQuery('#gform_3').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [3, current_page]);} );} );</script><script type='text/javascript'> if(typeof gf_global == 'undefined') var gf_global = {"gf_currency_config":{"name":"U.S. Dollar","symbol_left":"$","symbol_right":"","symbol_padding":"","thousand_separator":",","decimal_separator":".","decimals":2},"base_url":"http:\/\/www.cyberleadinc.com\/wp-content\/plugins\/gravityforms","number_formats":[],"spinnerUrl":"http:\/\/www.cyberleadinc.com\/wp-content\/plugins\/gravityforms\/images\/spinner.gif"};jQuery(document).bind('gform_post_render', function(event, formId, currentPage){if(formId == 3) {if(typeof Placeholders != 'undefined'){
                        Placeholders.enable();
                    }if(!/(android)/i.test(navigator.userAgent)){jQuery('#input_3_7').mask('(999) 999-9999').bind('keypress', function(e){if(e.which == 13){jQuery(this).blur();} } );}if(!/(android)/i.test(navigator.userAgent)){jQuery('#input_3_8').mask('(999) 999-9999').bind('keypress', function(e){if(e.which == 13){jQuery(this).blur();} } );}} } );jQuery(document).bind('gform_post_conditional_logic', function(event, formId, fields, isInit){} );</script><script type='text/javascript'> jQuery(document).ready(function(){jQuery(document).trigger('gform_post_render', [3, 1]) } ); </script></div>
Exclusive Sub-Prime Auto Leads
Exclusive Areas
No Long Term Contracts
Minimum Income Filters
Vanity Domains
GET IN TOUCH
1-866-311-5323
START SELLING CARS TODAY