Subprime Auto Lenders and Auto Finance Companies List

Below we have listed some of the top auto finance companies in the country that will work with both independent and franchise dealerships.  We will do our best to keep this information current as well as increase the list further to provide dealers with a proper resource. 

Another form of reference in regards to an auto finance company can be found in this PDF which could be found at  Please feel free to contact us in regards to any updated information you may have or any additional subprime auto finance companies that you may recommend.

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Most Searched National Special Finance Lenders & Auto Finance Companies

Search and filter the table below or feel free to download the national auto finance lenders PDF.
CompanyAddressServicingContact InfoWebsite
Drive Financial ServicesPO Box 660633
Dallas, TX 75266
888-540-5626Santander Website
Credit Acceptance Corp. (CAC)25505 W. Twelve Mile Road
Southfield, MI 48034
Franchise & Independent Dealerships800-873-0512Credit Acceptance Website
AmeriCredit801 Cherry Street, Ste. 3500
Fort Worth, TX 76102
888-556-4616AmeriCredit Website
Santander Consumer USAPO Box 961245
Fort Worth, TX 76161-1245
888-222-4227Santander Website
1st Investors Financial Services380 Interstate North Parkway, 3rd Floor
Atlanta, GA 30339
Franchise Dealerships866-889-64951st Investors Website
EZ Dealer Finance31 East Main St., Suite 226
Freehold, NJ 07728
Franchise & Independent Dealers866-343-6714EZ Dealer Website
United Acceptance Inc.2400 Lake Park Drive SE Suite 100
Symryna, GA 30080
Franchise & Independent Dealerships888-951-9512United Acceptance Website
722 Redemption169 Northland Blvd
Cincinatti, OH 45246
Franchise Dealerships888-721-2800722 Redemption Website
Consumer Portfolio Services - CPS19500 Jamboree Road
Irvine, CA 92612
Franchise & Independent Dealers800-304-6812Consumer Portfolio Website
Regional Acceptance1424 East Fire Tower Road
Greenville, NC 27858
Franchise & Independent Dealerships252-321-7700Regional Acceptance Website
AFS Acceptance LLCPO Box 189007
Plantation, FL 33318
Franchise & Independent Dealerships877-223-3254AFS Acceptance Website
Westlake FinancialP.O. Box 76809
Los Angeles, CA 90054-0809
Franchise & Independent Dealerships888-893-7937Westlake Website
American Credit Acceptance961 E. Main St.
Spartanburg, SC 29302
Franchise & Independent Dealerships866-202-6918American Credit Website
Exeter Finance Corp.PO Box 166008
Irving, TX 75016
Franchise Dealerships866-226-2285Exeter Finance Website
Gateway One Lending and FinancePO Box 269133
Sacramento, CA 95826-9133
888-810-8740Gateway One Website