Subprime Auto Lenders and Auto Finance Companies List
Below we have listed some of the top auto finance companies in the country that will work with both independent and franchise dealerships. We will do our best to keep this information current as well as increase the list further to provide dealers with a proper resource.
Another form of reference in regards to an auto finance company can be found in this PDF which could be found at AutoRemarketing.com. Please feel free to contact us in regards to any updated information you may have or any additional subprime auto finance companies that you may recommend.
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Most Searched National Special Finance Lenders & Auto Finance Companies
Search and filter the table below or feel free to download the national auto finance lenders PDF.
| Company | Address | Servicing | Contact Info | Website |
|---|---|---|---|---|
| Santander Consumer USA | PO Box 660633 Dallas, TX 75266 | 888-540-5626 | Santander Website | |
| Credit Acceptance Corp. (CAC) | 25505 W. Twelve Mile Road Southfield, MI 48034 | Franchise & Independent Dealerships | 800-873-0512 | Credit Acceptance Website |
| AmeriCredit | 801 Cherry Street, Ste. 3500 Fort Worth, TX 76102 | 888-556-4616 | AmeriCredit Website | |
| Santander Consumer USA | PO Box 961245 Fort Worth, TX 76161-1245 | 888-222-4227 | Santander Website | |
| 1st Investors Financial Services | 380 Interstate North Parkway, 3rd Floor Atlanta, GA 30339 | Franchise Dealerships | 866-889-6495 | 1st Investors Website |
| EZ Dealer Finance | 31 East Main St., Suite 226 Freehold, NJ 07728 | Franchise & Independent Dealers | 866-343-6714 | EZ Dealer Website |
| United Acceptance Inc. | 2400 Lake Park Drive SE Suite 100 Symryna, GA 30080 | Franchise & Independent Dealerships | 888-951-9512 | United Acceptance Website |
| 722 Redemption | 169 Northland Blvd Cincinatti, OH 45246 | Franchise Dealerships | 888-721-2800 | 722 Redemption Website |
| Consumer Portfolio Services - CPS | 19500 Jamboree Road Irvine, CA 92612 | Franchise & Independent Dealers | 800-304-6812 | Consumer Portfolio Website |
| Regional Acceptance | 1424 East Fire Tower Road Greenville, NC 27858 | Franchise & Independent Dealerships | 252-321-7700 | Regional Acceptance Website |
| AFS Acceptance LLC | PO Box 189007 Plantation, FL 33318 | Franchise & Independent Dealerships | 877-223-3254 | AFS Acceptance Website |
| Westlake Financial | P.O. Box 76809 Los Angeles, CA 90054-0809 | Franchise & Independent Dealerships | 888-893-7937 | Westlake Financial Website |
| American Credit Acceptance | 961 E. Main St. Spartanburg, SC 29302 | Franchise & Independent Dealerships | 866-202-6918 | American Credit Website |
| Exeter Finance Corp. | PO Box 166008 Irving, TX 75016 | Franchise Dealerships | 866-226-2285 | Exeter Finance Website |
| Gateway One Lending and Finance | PO Box 269133 Sacramento, CA 95826-9133 | 888-810-8740 | Gateway One Website | |
| Ace Motor Acceptance Corp. | 111 Cupped Oak Dr. Suite F, Matthews, NC 28104 | Franchise & Independent Dealerships | 704-882-7100 | Ace Motor Acceptance Website |
| Ally Financial | PO Box 380906, Bloomington, MN 55438 | Franchise & Independent Dealerships | 866-766-4622 | Ally Financiale Website |
| Automotive Credit Corp. | 26261 Evergreen Rd., Suite 300, Southfield, MI 48037 | Franchise & Independent Dealerships | 800-810-2202 | Automotive Credit Website |
| Auto Use Auto Loan | 45 Haverhill Street, Andover, MA 01810 | Franchise & Independent Dealerships | 800-873-2907 | Ace Use Auto Loan Website |
| Tracir Financial Services | Franchise & Independent Dealerships | 877-288-3391 | Tracir Financial Website | |
| Crescent Bank | PO Box 61813, New Orleans, LA 70161 | 866-208-8288 | Crescent Bank Website | |
| Challenge Financial Services | 1004 West Taft Ave., Suite 100, Orange, CA 92865 | 714-541-3400 | Challenge Financial Website | |
| Chase Dealer Services | Multiple Locations | 800-223-5050 | Chase Dealer Services Website | |
| CU Direct Lending | 2855 E. Guasti Road, Suite 500, Ontario, CA 91761 | Franchise & Independent Dealerships | 877-744-2835 | CU Direct Website |
| Equity Auto Finance | 2700 W. Cypress Creek Road A101, Fort Launderdale, FL 33309 | Franchise Dealerships | 800-683-1095 | Equity Auto Finance Website |
| Fifth Third Bank | Franchise & Independent Dealerships | 866-475-0729 | Fifth Third Bank Website | |
| Flagship Credit Acceptance | P.O. Box 1419, Chadds Ford, PA 19317 | Franchise & Independent Dealerships | 800-327-8543 | Flagship Credit Website |
| Friendly Finance Corp. | 6340 Security Bulevard, Suite 200, Baltimore, MD 21207 | Franchise & Independent Dealerships | 800-872-2877 | Friendly Finance Corp. Website |
| Global Lending Services | P.O. Box 935538, Atlanta, GA 31193 | Franchise Dealerships | 877-521-9380 | Global Lending Services Website |
| GM Financial | GM Financial Website Website | |||
| Lobel Financial | 1150 North Magnolia Avenue, Anaheim, CA 92801 | Franchise & Independent Dealerships | 800-871-8051 | Lobel Financial Website |
| Mid-Atlantic Finance | 4592 Ulmerton Road, Suite 200, Clearwater, FL 33762 | Franchise & Independent Dealerships | 888-243-8367 | Mid-Atlantic Finance Website |
| Nationwide Acceptance Corp. | 3435 N. Cicero Avenue, Chicago, IL 60641 | Franchise & Independent Dealerships | 888-885-6267 | Nationwide Acceptance Website |
| Nicholas Financial | 2454 McMullen Booth Road - Bldg C, Clearwater, FL 33759 | Franchise & Independent Dealerships | 800-237-2721 | Nicholas Financial Website |
| People's Credit | 505 West Route 34, Plano, IL 60545 | Franchise & Independent Dealerships | 630-552-7974 | People's Credit Website |
| Professional Financial Services (PFS) | Franchise & Independent Dealerships | 800-395-8195 | Professional Financial Services Website | |
| Reliable Auto Finance | PO Box 9700, Wyoming, MI 49509 | Franchise & Independent Dealerships | 800-373-9933 | Reliable Auto Finance Website |
| Southern Automotive Finance Co. - SAFCO | Franchise & Independent Dealerships | 800-277-9198 | SAFCO Website | |
| Seven Lynx Financing | 8004 NW 154th St. Unit 136, Miami Lakes, FL 33016 | Independent Dealerships | 888-597-5969 | Seven Lynx Website |
| Skopos Financial LLC | PO Box 143454, Irving, TX 75014 | Franchise Dealerships | 214-520-4600 | Skopos Financial Website |
| Spartan Financial Partners | 961 East main Street, Spartanburg, SC 29302 | 855-233-3605 | Spartan Financial Website | |
| TEBO Financial Services | 4801 DresslerRoad NW Suite 194, Canton, OH 44718 | Franchise & Independent Dealerships | 888-441-4344 | Ace Motor Acceptance Website |
| Tidewater Finance Company | 6520 Indian River Road, Virginia Beach, VA 23464 | Franchise & Independent Dealerships | 800-535-4087 | Tidewater Finance Website |
| United Quest Financial | PO Box 370814, Miami, FL 33137 | Franchise & Independent Dealerships | 855-476-8873 | United Quest Financial Website |
| US Auto Credit | 8375 Dix Ellis Trail Suite 300, Jacksonville, FL 32256 | Franchise & Independent Dealerships | 877-280-9267 | US Auto Credit Website |
| Veros Credit | Franchise & Independent Dealerships | 888-891-8807 | Veros Credit Website | |
| Wells Fargo Dealer Services | Franchise & Independent Dealerships | 888-937-9997 | Wells Fargo Dealer Website |
